Payment and Finance options

KAAR Henderson mechanic thumbnail - Payment and Finance options


We offer all the options of payment you would expect from a professional facility, though we no longer accept cheques, shells, trinkets, muskets or blankets!

Putting the funny stuff aside, it’s important to us to consider our customers perspective and offer a range of solutions, so you can keep your vehicle in peak reliable condition.

Disclaimer – In our selection of finance providers we have considered the short term interest free solutions being our perspective of best offers. Though we advise should you choose to any provider you seek independent financial advice from a qualified/certified financial advisor.

Accepted Payment Terms

Cash, Eftpos, Visa, Mastercard, AMEX, Bank Transfer and NZISS Payments

KAAR account – We operate fleet accounts for companies, these are strictly 20th of the following month and on an application process please contact us for further information.

Cardlink – Usually used for company fleets, primarily known as a fuel card it also can be sent up for vehicle servicing. Cardlink has a number of products, though has now condensed to CardSmart find out more here –

Gem Visa – Similar to a standard credit card

  • 6 Months interest free on purchases $250 and over
  • Applications can take 7-10 days
  • Annual fee $52
  • Establishment fee $55
  • Interest rate should be considered and advise checking prior
  • Transaction fee payed by us

Qcard Similar to a standard credit card but you have access to a range of interest free deals and payment holidays.

  • 6 Months zero interest & zero payments.
  • Application can take 7-10 days,
  • Annual fee is $50 though considering the offer of interest free period its worth considering
  • Interest rate should be considered and advise checking prior.

Genoapay – Firstly, you need to create an account and get preapproval by downloading the app or online. Then you can use Genoapay at the checkout when picking up vehicle.  Quick and easy.

  • You pay 10% of the account upfront to us on pick up of vehicle,
  • Then 9 payments over the next 9 weeks. no fees or interest.
  • Application process is quick
  • You have an online portal to review transactions
  • Payment takes 2 minutes for the firsttime transaction then 30 seconds for any subsequent payment.
  • We pay the Genoapay merchant fee!

Genoapay will advise you instantly how much you can spend, if you are only approved for a lesser amount of the total purchase. You can pay a deposit to us directly then pay the balance over 10 weeks directly to Genoapay.

ZIPFirstly you need to create an account get the pre-approval, by downloading the app or online. Then you can use Zip at out check out when picking up your vehicle. Quick and easy.

  • You pay 25% of the account upfront to us on pickup of vehicle, Zip is a ‘Pay in 4’ installment product, allowing the customer to spread the cost of their purchase across 6 weeks;
  • The remaining balance paid in 3 x 25% fortnightly installments.
  • Application process is quick
  • Zip is designed for purchases up to $1,000, with customers assigned a spending limit based on their individual credit score.
  • To process Zip payments in person, you could use our Zip merchant portal, for more information on how this works click here.
  • We pay the Zip merchant fee